Monthly Repayment |
HKD$4,481
|
Initial Payment |
HKD$0.41 Millions
|
Loan Amount |
HKD$0.95 Millions
|
Total interest |
HKD$0.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,750
|
Agency Fee |
HKD$13,500
|
Total Expense |
HKD$25,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 11653 | 8278 | 6462 | 5655 | 4346 | 3561 | 3039 |
1.5% | 11857 | 8485 | 6671 | 5866 | 4560 | 3779 | 3261 |
2% | 12065 | 8695 | 6884 | 6081 | 4780 | 4005 | 3492 |
2.5% | 12274 | 8908 | 7101 | 6301 | 5007 | 4239 | 3733 |
3% | 12486 | 9124 | 7323 | 6525 | 5240 | 4481 | 3984 |
3.5% | 12700 | 9344 | 7548 | 6755 | 5480 | 4730 | 4243 |
4% | 12917 | 9567 | 7778 | 6990 | 5726 | 4988 | 4511 |
4.5% | 13135 | 9793 | 8012 | 7229 | 5978 | 5252 | 4788 |
5% | 13356 | 10023 | 8250 | 7472 | 6236 | 5524 | 5072 |
5.5% | 13579 | 10255 | 8492 | 7721 | 6500 | 5803 | 5365 |
6% | 13805 | 10491 | 8738 | 7974 | 6770 | 6088 | 5665 |