Monthly Repayment |
HKD$4,381
|
Loan Amount |
HKD$0.92 Millions
|
Total interest |
HKD$0.39 Millions
|
Total repayment |
HKD$1.31 Millions
|
Down payment |
HKD$400,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,600
|
Agency Fee |
HKD$13,200
|
complete insurance payment |
--
|
Total Expense |
HKD$424,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 11394 | 8094 | 6318 | 5530 | 4249 | 3482 | 2971 |
1.5% | 11594 | 8296 | 6523 | 5735 | 4458 | 3695 | 3188 |
2% | 11797 | 8502 | 6731 | 5946 | 4674 | 3916 | 3415 |
2.5% | 12001 | 8710 | 6943 | 6161 | 4896 | 4145 | 3650 |
3% | 12209 | 8922 | 7160 | 6380 | 5124 | 4381 | 3895 |
3.5% | 12418 | 9137 | 7380 | 6605 | 5358 | 4625 | 4149 |
4% | 12629 | 9355 | 7605 | 6834 | 5599 | 4877 | 4411 |
4.5% | 12843 | 9576 | 7834 | 7068 | 5845 | 5135 | 4681 |
5% | 13059 | 9800 | 8067 | 7306 | 6097 | 5401 | 4960 |
5.5% | 13277 | 10027 | 8303 | 7549 | 6356 | 5674 | 5246 |
6% | 13498 | 10258 | 8544 | 7797 | 6619 | 5953 | 5539 |