Monthly Repayment |
HKD$42,688
|
Initial Payment |
HKD$3.86 Millions
|
Loan Amount |
HKD$9 Millions
|
Total interest |
HKD$3.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$482,250
|
Legal Fee |
HKD$49,650
|
Agency Fee |
HKD$128,600
|
Total Expense |
HKD$660,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 111005 | 78861 | 61561 | 53876 | 41399 | 33926 | 28953 |
1.5% | 112958 | 80830 | 63550 | 55879 | 43438 | 36002 | 31067 |
2% | 114932 | 82830 | 65579 | 57928 | 45539 | 38155 | 33273 |
2.5% | 116928 | 84861 | 67648 | 60024 | 47701 | 40384 | 35568 |
3% | 118946 | 86923 | 69758 | 62166 | 49924 | 42688 | 37952 |
3.5% | 120985 | 89017 | 71907 | 64353 | 52207 | 45066 | 40423 |
4% | 123046 | 91140 | 74096 | 66586 | 54550 | 47515 | 42976 |
4.5% | 125129 | 93295 | 76325 | 68864 | 56951 | 50036 | 45611 |
5% | 127233 | 95480 | 78592 | 71187 | 59409 | 52624 | 48324 |
5.5% | 129359 | 97695 | 80899 | 73553 | 61923 | 55280 | 51112 |
6% | 131506 | 99940 | 83243 | 75963 | 64493 | 58000 | 53971 |