Monthly Repayment |
HKD$41,327
|
Initial Payment |
HKD$3.74 Millions
|
Loan Amount |
HKD$8.72 Millions
|
Total interest |
HKD$3.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$466,875
|
Legal Fee |
HKD$48,625
|
Agency Fee |
HKD$124,500
|
Total Expense |
HKD$640,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 107466 | 76346 | 59598 | 52158 | 40079 | 32844 | 28030 |
1.5% | 109356 | 78253 | 61523 | 54097 | 42053 | 34854 | 30077 |
2% | 111268 | 80189 | 63488 | 56081 | 44087 | 36938 | 32212 |
2.5% | 113200 | 82156 | 65492 | 58110 | 46181 | 39096 | 34434 |
3% | 115153 | 84152 | 67534 | 60184 | 48333 | 41327 | 36742 |
3.5% | 117128 | 86179 | 69615 | 62302 | 50543 | 43629 | 39134 |
4% | 119123 | 88235 | 71734 | 64463 | 52811 | 46000 | 41606 |
4.5% | 121139 | 90320 | 73891 | 66669 | 55135 | 48440 | 44157 |
5% | 123177 | 92436 | 76087 | 68917 | 57515 | 50947 | 46784 |
5.5% | 125234 | 94580 | 78319 | 71208 | 59949 | 53517 | 49482 |
6% | 127313 | 96754 | 80589 | 73542 | 62436 | 56150 | 52250 |