Monthly Repayment |
HKD$40,331
|
Initial Payment |
HKD$3.65 Millions
|
Loan Amount |
HKD$8.51 Millions
|
Total interest |
HKD$3.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$455,625
|
Legal Fee |
HKD$47,875
|
Agency Fee |
HKD$121,500
|
Total Expense |
HKD$625,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 104877 | 74507 | 58162 | 50901 | 39114 | 32053 | 27355 |
1.5% | 106721 | 76367 | 60041 | 52794 | 41040 | 34014 | 29352 |
2% | 108587 | 78257 | 61958 | 54730 | 43025 | 36048 | 31436 |
2.5% | 110472 | 80176 | 63913 | 56710 | 45068 | 38154 | 33605 |
3% | 112379 | 82124 | 65907 | 58733 | 47168 | 40331 | 35857 |
3.5% | 114305 | 84102 | 67937 | 60800 | 49325 | 42578 | 38191 |
4% | 116253 | 86108 | 70006 | 62910 | 51538 | 44892 | 40604 |
4.5% | 118220 | 88144 | 72111 | 65062 | 53806 | 47273 | 43093 |
5% | 120208 | 90208 | 74253 | 67256 | 56129 | 49719 | 45656 |
5.5% | 122217 | 92301 | 76432 | 69492 | 58504 | 52228 | 48290 |
6% | 124245 | 94422 | 78647 | 71770 | 60932 | 54797 | 50991 |