Monthly Repayment |
HKD$40,132
|
Initial Payment |
HKD$3.63 Millions
|
Loan Amount |
HKD$8.46 Millions
|
Total interest |
HKD$3.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$453,375
|
Legal Fee |
HKD$47,725
|
Agency Fee |
HKD$120,900
|
Total Expense |
HKD$622,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 104359 | 74139 | 57875 | 50650 | 38920 | 31894 | 27220 |
1.5% | 106194 | 75990 | 59744 | 52533 | 40837 | 33846 | 29207 |
2% | 108050 | 77870 | 61652 | 54460 | 42812 | 35870 | 31280 |
2.5% | 109927 | 79780 | 63598 | 56430 | 44845 | 37966 | 33439 |
3% | 111824 | 81719 | 65581 | 58443 | 46935 | 40132 | 35680 |
3.5% | 113741 | 83687 | 67602 | 60500 | 49081 | 42367 | 38002 |
4% | 115679 | 85683 | 69660 | 62599 | 51284 | 44670 | 40403 |
4.5% | 117637 | 87709 | 71755 | 64741 | 53541 | 47040 | 42880 |
5% | 119615 | 89763 | 73887 | 66924 | 55852 | 49473 | 45431 |
5.5% | 121613 | 91845 | 76055 | 69149 | 58215 | 51970 | 48051 |
6% | 123632 | 93956 | 78259 | 71415 | 60631 | 54527 | 50739 |