| Monthly Repayment |
HKD$3,983
|
| Loan Amount |
HKD$0.84 Millions
|
| Total interest |
HKD$0.36 Millions
|
| Total repayment |
HKD$1.2 Millions
|
| Down payment |
HKD$360,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$11,000
|
| Agency Fee |
HKD$12,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$383,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 10358 | 7358 | 5744 | 5027 | 3863 | 3165 | 2701 |
| 1.5% | 10540 | 7542 | 5930 | 5214 | 4053 | 3359 | 2899 |
| 2% | 10724 | 7729 | 6119 | 5405 | 4249 | 3560 | 3104 |
| 2.5% | 10910 | 7918 | 6312 | 5601 | 4451 | 3768 | 3319 |
| 3% | 11099 | 8111 | 6509 | 5800 | 4658 | 3983 | 3541 |
| 3.5% | 11289 | 8306 | 6709 | 6005 | 4871 | 4205 | 3771 |
| 4% | 11481 | 8504 | 6914 | 6213 | 5090 | 4433 | 4010 |
| 4.5% | 11676 | 8705 | 7122 | 6425 | 5314 | 4668 | 4256 |
| 5% | 11872 | 8909 | 7333 | 6642 | 5543 | 4910 | 4509 |
| 5.5% | 12070 | 9116 | 7548 | 6863 | 5778 | 5158 | 4769 |
| 6% | 12271 | 9325 | 7767 | 7088 | 6018 | 5412 | 5036 |
