Monthly Repayment |
HKD$38,406
|
Initial Payment |
HKD$3.47 Millions
|
Loan Amount |
HKD$8.1 Millions
|
Total interest |
HKD$3.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$433,875
|
Legal Fee |
HKD$46,425
|
Agency Fee |
HKD$115,700
|
Total Expense |
HKD$596,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 99870 | 70950 | 55385 | 48472 | 37246 | 30522 | 26049 |
1.5% | 101627 | 72722 | 57175 | 50273 | 39081 | 32390 | 27951 |
2% | 103403 | 74521 | 59000 | 52117 | 40971 | 34327 | 29935 |
2.5% | 105199 | 76349 | 60862 | 54003 | 42916 | 36333 | 32000 |
3% | 107014 | 78204 | 62760 | 55930 | 44916 | 38406 | 34145 |
3.5% | 108849 | 80087 | 64694 | 57898 | 46970 | 40545 | 36368 |
4% | 110703 | 81998 | 66664 | 59907 | 49078 | 42749 | 38665 |
4.5% | 112577 | 83936 | 68669 | 61956 | 51238 | 45016 | 41036 |
5% | 114470 | 85902 | 70709 | 64046 | 53449 | 47345 | 43477 |
5.5% | 116382 | 87895 | 72783 | 66175 | 55711 | 49734 | 45985 |
6% | 118314 | 89915 | 74893 | 68343 | 58023 | 52181 | 48557 |