| Monthly Repayment |
HKD$37,842
|
| Loan Amount |
HKD$7.98 Millions
|
| Total interest |
HKD$3.37 Millions
|
| Total repayment |
HKD$11.35 Millions
|
| Down payment |
HKD$3,420,000
|
| Stamp Duty |
HKD$427,500
|
| Legal Fee |
HKD$46,000
|
| Agency Fee |
HKD$114,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$4,007,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 98403 | 69908 | 54572 | 47759 | 36699 | 30074 | 25666 |
| 1.5% | 100134 | 71653 | 56335 | 49535 | 38507 | 31914 | 27540 |
| 2% | 101884 | 73426 | 58134 | 51351 | 40369 | 33823 | 29495 |
| 2.5% | 103653 | 75227 | 59968 | 53209 | 42286 | 35799 | 31530 |
| 3% | 105442 | 77055 | 61838 | 55108 | 44256 | 37842 | 33644 |
| 3.5% | 107250 | 78910 | 63744 | 57047 | 46280 | 39949 | 35833 |
| 4% | 109077 | 80793 | 65684 | 59027 | 48357 | 42121 | 38097 |
| 4.5% | 110923 | 82703 | 67660 | 61046 | 50485 | 44355 | 40433 |
| 5% | 112788 | 84640 | 69670 | 63105 | 52664 | 46650 | 42838 |
| 5.5% | 114672 | 86603 | 71714 | 65203 | 54893 | 49004 | 45309 |
| 6% | 116576 | 88594 | 73792 | 67339 | 57171 | 51415 | 47844 |
