| Monthly Repayment |
HKD$3,419
|
| Loan Amount |
HKD$0.72 Millions
|
| Total interest |
HKD$0.3 Millions
|
| Total repayment |
HKD$1.02 Millions
|
| Down payment |
HKD$310,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$10,150
|
| Agency Fee |
HKD$10,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$330,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 8890 | 6316 | 4930 | 4315 | 3315 | 2717 | 2319 |
| 1.5% | 9047 | 6473 | 5089 | 4475 | 3479 | 2883 | 2488 |
| 2% | 9205 | 6634 | 5252 | 4639 | 3647 | 3055 | 2664 |
| 2.5% | 9365 | 6796 | 5418 | 4807 | 3820 | 3234 | 2848 |
| 3% | 9526 | 6962 | 5587 | 4979 | 3998 | 3419 | 3039 |
| 3.5% | 9690 | 7129 | 5759 | 5154 | 4181 | 3609 | 3237 |
| 4% | 9855 | 7299 | 5934 | 5333 | 4369 | 3805 | 3442 |
| 4.5% | 10022 | 7472 | 6113 | 5515 | 4561 | 4007 | 3653 |
| 5% | 10190 | 7647 | 6294 | 5701 | 4758 | 4214 | 3870 |
| 5.5% | 10360 | 7824 | 6479 | 5891 | 4959 | 4427 | 4093 |
| 6% | 10532 | 8004 | 6667 | 6084 | 5165 | 4645 | 4322 |
