Monthly Repayment |
HKD$33,725
|
Initial Payment |
HKD$3.05 Millions
|
Loan Amount |
HKD$7.11 Millions
|
Total interest |
HKD$3.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$381,000
|
Legal Fee |
HKD$42,900
|
Agency Fee |
HKD$101,600
|
Total Expense |
HKD$525,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 87699 | 62304 | 48636 | 42564 | 32707 | 26803 | 22875 |
1.5% | 89242 | 63859 | 50207 | 44147 | 34318 | 28443 | 24544 |
2% | 90801 | 65439 | 51810 | 45766 | 35978 | 30144 | 26287 |
2.5% | 92378 | 67044 | 53445 | 47422 | 37686 | 31905 | 28100 |
3% | 93972 | 68674 | 55112 | 49114 | 39442 | 33725 | 29984 |
3.5% | 95584 | 70327 | 56810 | 50842 | 41246 | 35604 | 31936 |
4% | 97212 | 72005 | 58540 | 52606 | 43097 | 37539 | 33953 |
4.5% | 98857 | 73707 | 60300 | 54406 | 44994 | 39530 | 36035 |
5% | 100520 | 75433 | 62092 | 56241 | 46936 | 41576 | 38178 |
5.5% | 102199 | 77183 | 63914 | 58110 | 48922 | 43673 | 40381 |
6% | 103896 | 78957 | 65766 | 60015 | 50952 | 45822 | 42640 |