Monthly Repayment |
HKD$27,371
|
Initial Payment |
HKD$3.85 Millions
|
Loan Amount |
HKD$5.77 Millions
|
Total interest |
HKD$2.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$332,000
|
Legal Fee |
HKD$41,550
|
Agency Fee |
HKD$96,200
|
Total Expense |
HKD$469,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71175 | 50565 | 39472 | 34545 | 26545 | 21753 | 18565 |
1.5% | 72427 | 51827 | 40747 | 35829 | 27852 | 23084 | 19920 |
2% | 73693 | 53110 | 42048 | 37143 | 29199 | 24464 | 21334 |
2.5% | 74973 | 54412 | 43375 | 38487 | 30585 | 25894 | 22806 |
3% | 76267 | 55734 | 44728 | 39860 | 32011 | 27371 | 24334 |
3.5% | 77574 | 57076 | 46106 | 41263 | 33475 | 28895 | 25918 |
4% | 78896 | 58438 | 47510 | 42694 | 34977 | 30466 | 27556 |
4.5% | 80231 | 59820 | 48939 | 44155 | 36516 | 32082 | 29245 |
5% | 81580 | 61221 | 50393 | 45644 | 38092 | 33742 | 30985 |
5.5% | 82943 | 62641 | 51871 | 47162 | 39704 | 35445 | 32772 |
6% | 84320 | 64081 | 53375 | 48707 | 41352 | 37189 | 34606 |