Monthly Repayment |
HKD$26,546
|
Initial Payment |
HKD$3.73 Millions
|
Loan Amount |
HKD$5.6 Millions
|
Total interest |
HKD$2.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$303,000
|
Legal Fee |
HKD$40,825
|
Agency Fee |
HKD$93,300
|
Total Expense |
HKD$437,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69030 | 49040 | 38282 | 33503 | 25744 | 21097 | 18005 |
1.5% | 70244 | 50265 | 39519 | 34749 | 27012 | 22388 | 19319 |
2% | 71472 | 51509 | 40781 | 36023 | 28319 | 23727 | 20691 |
2.5% | 72713 | 52772 | 42068 | 37326 | 29663 | 25113 | 22118 |
3% | 73968 | 54054 | 43380 | 38658 | 31046 | 26546 | 23601 |
3.5% | 75236 | 55356 | 44716 | 40019 | 32466 | 28024 | 25137 |
4% | 76517 | 56677 | 46078 | 41407 | 33922 | 29548 | 26725 |
4.5% | 77813 | 58016 | 47463 | 42824 | 35415 | 31115 | 28364 |
5% | 79121 | 59375 | 48873 | 44268 | 36944 | 32725 | 30051 |
5.5% | 80443 | 60753 | 50308 | 45740 | 38507 | 34376 | 31784 |
6% | 81778 | 62149 | 51766 | 47239 | 40105 | 36067 | 33562 |