Monthly Repayment |
HKD$22,619
|
Initial Payment |
HKD$3.18 Millions
|
Loan Amount |
HKD$4.77 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$238,500
|
Legal Fee |
HKD$37,375
|
Agency Fee |
HKD$79,500
|
Total Expense |
HKD$355,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58820 | 41787 | 32620 | 28548 | 21936 | 17976 | 15342 |
1.5% | 59854 | 42830 | 33674 | 29609 | 23017 | 19076 | 16462 |
2% | 60900 | 43890 | 34749 | 30695 | 24130 | 20217 | 17630 |
2.5% | 61958 | 44966 | 35845 | 31805 | 25276 | 21399 | 18847 |
3% | 63027 | 46059 | 36963 | 32940 | 26454 | 22619 | 20110 |
3.5% | 64108 | 47168 | 38102 | 34099 | 27664 | 23879 | 21419 |
4% | 65200 | 48293 | 39262 | 35283 | 28905 | 25177 | 22772 |
4.5% | 66303 | 49435 | 40443 | 36490 | 30177 | 26513 | 24168 |
5% | 67418 | 50593 | 41644 | 37720 | 31479 | 27884 | 25606 |
5.5% | 68545 | 51767 | 42866 | 38974 | 32812 | 29291 | 27083 |
6% | 69682 | 52956 | 44109 | 40251 | 34173 | 30733 | 28598 |