Monthly Repayment |
HKD$22,335
|
Initial Payment |
HKD$3.14 Millions
|
Loan Amount |
HKD$4.71 Millions
|
Total interest |
HKD$1.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$235,500
|
Legal Fee |
HKD$37,125
|
Agency Fee |
HKD$78,500
|
Total Expense |
HKD$351,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58080 | 41261 | 32209 | 28189 | 21661 | 17750 | 15149 |
1.5% | 59101 | 42291 | 33250 | 29236 | 22727 | 18837 | 16255 |
2% | 60134 | 43338 | 34312 | 30309 | 23827 | 19963 | 17409 |
2.5% | 61178 | 44401 | 35395 | 31405 | 24958 | 21129 | 18610 |
3% | 62234 | 45480 | 36498 | 32526 | 26121 | 22335 | 19857 |
3.5% | 63301 | 46575 | 37623 | 33670 | 27316 | 23579 | 21150 |
4% | 64380 | 47686 | 38768 | 34839 | 28541 | 24861 | 22486 |
4.5% | 65469 | 48813 | 39934 | 36031 | 29797 | 26179 | 23864 |
5% | 66570 | 49956 | 41121 | 37246 | 31083 | 27534 | 25284 |
5.5% | 67682 | 51115 | 42327 | 38484 | 32399 | 28923 | 26742 |
6% | 68806 | 52290 | 43554 | 39745 | 33743 | 30346 | 28238 |