Monthly Repayment |
HKD$22,079
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$4.66 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,800
|
Legal Fee |
HKD$36,900
|
Agency Fee |
HKD$77,600
|
Total Expense |
HKD$347,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57414 | 40788 | 31840 | 27865 | 21412 | 17547 | 14975 |
1.5% | 58424 | 41806 | 32869 | 28901 | 22467 | 18621 | 16068 |
2% | 59445 | 42841 | 33918 | 29961 | 23553 | 19734 | 17209 |
2.5% | 60477 | 43892 | 34989 | 31045 | 24672 | 20887 | 18396 |
3% | 61521 | 44958 | 36080 | 32153 | 25822 | 22079 | 19629 |
3.5% | 62575 | 46041 | 37192 | 33284 | 27002 | 23309 | 20907 |
4% | 63641 | 47139 | 38324 | 34439 | 28214 | 24576 | 22228 |
4.5% | 64719 | 48254 | 39476 | 35618 | 29456 | 25879 | 23591 |
5% | 65807 | 49384 | 40649 | 36819 | 30727 | 27218 | 24994 |
5.5% | 66906 | 50529 | 41842 | 38043 | 32028 | 28591 | 26436 |
6% | 68017 | 51691 | 43055 | 39289 | 33357 | 29998 | 27915 |