Monthly Repayment |
HKD$20,941
|
Initial Payment |
HKD$2.94 Millions
|
Loan Amount |
HKD$4.42 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$220,800
|
Legal Fee |
HKD$35,900
|
Agency Fee |
HKD$73,600
|
Total Expense |
HKD$330,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54454 | 38685 | 30199 | 26429 | 20308 | 16642 | 14203 |
1.5% | 55412 | 39651 | 31174 | 27412 | 21309 | 17661 | 15240 |
2% | 56380 | 40633 | 32170 | 28417 | 22339 | 18717 | 16322 |
2.5% | 57360 | 41629 | 33185 | 29445 | 23400 | 19810 | 17448 |
3% | 58349 | 42641 | 34220 | 30496 | 24491 | 20941 | 18618 |
3.5% | 59350 | 43667 | 35274 | 31569 | 25611 | 22107 | 19829 |
4% | 60361 | 44709 | 36348 | 32664 | 26760 | 23309 | 21082 |
4.5% | 61383 | 45766 | 37441 | 33782 | 27937 | 24545 | 22375 |
5% | 62415 | 46838 | 38554 | 34921 | 29143 | 25815 | 23706 |
5.5% | 63458 | 47925 | 39685 | 36082 | 30377 | 27118 | 25073 |
6% | 64511 | 49026 | 40835 | 37264 | 31637 | 28452 | 26476 |