Monthly Repayment |
HKD$19,973
|
Initial Payment |
HKD$2.81 Millions
|
Loan Amount |
HKD$4.21 Millions
|
Total interest |
HKD$1.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$210,600
|
Legal Fee |
HKD$35,050
|
Agency Fee |
HKD$70,200
|
Total Expense |
HKD$315,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51939 | 36898 | 28804 | 25208 | 19370 | 15873 | 13547 |
1.5% | 52852 | 37820 | 29734 | 26145 | 20324 | 16845 | 14536 |
2% | 53776 | 38756 | 30684 | 27104 | 21307 | 17852 | 15568 |
2.5% | 54710 | 39706 | 31652 | 28085 | 22319 | 18895 | 16642 |
3% | 55654 | 40671 | 32639 | 29087 | 23359 | 19973 | 17757 |
3.5% | 56608 | 41650 | 33645 | 30110 | 24427 | 21086 | 18913 |
4% | 57573 | 42644 | 34669 | 31155 | 25523 | 22232 | 20108 |
4.5% | 58547 | 43652 | 35712 | 32221 | 26647 | 23411 | 21341 |
5% | 59532 | 44674 | 36773 | 33308 | 27797 | 24622 | 22610 |
5.5% | 60526 | 45711 | 37852 | 34415 | 28973 | 25865 | 23915 |
6% | 61531 | 46761 | 38949 | 35543 | 30176 | 27137 | 25253 |