Monthly Repayment |
HKD$17,612
|
Initial Payment |
HKD$2.48 Millions
|
Loan Amount |
HKD$3.71 Millions
|
Total interest |
HKD$1.57 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$154,000
|
Legal Fee |
HKD$32,975
|
Agency Fee |
HKD$61,900
|
Total Expense |
HKD$248,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45798 | 32536 | 25398 | 22228 | 17080 | 13997 | 11945 |
1.5% | 46603 | 33348 | 26219 | 23054 | 17921 | 14853 | 12817 |
2% | 47418 | 34173 | 27056 | 23899 | 18788 | 15741 | 13727 |
2.5% | 48241 | 35011 | 27910 | 24764 | 19680 | 16661 | 14674 |
3% | 49074 | 35862 | 28780 | 25648 | 20597 | 17612 | 15658 |
3.5% | 49915 | 36726 | 29667 | 26550 | 21539 | 18593 | 16677 |
4% | 50765 | 37602 | 30570 | 27472 | 22506 | 19603 | 17731 |
4.5% | 51625 | 38491 | 31489 | 28411 | 23496 | 20643 | 18818 |
5% | 52493 | 39392 | 32425 | 29370 | 24510 | 21711 | 19937 |
5.5% | 53370 | 40306 | 33376 | 30346 | 25548 | 22807 | 21087 |
6% | 54256 | 41233 | 34344 | 31340 | 26608 | 23929 | 22267 |