Monthly Repayment |
HKD$80,236
|
Initial Payment |
HKD$11.28 Millions
|
Loan Amount |
HKD$16.92 Millions
|
Total interest |
HKD$7.15 Millions
|
complete insurance payment |
HKD$50,760 (0.3%)
|
Stamp Duty |
HKD$1,198,500
|
Legal Fee |
HKD$88,000
|
Agency Fee |
HKD$282,000
|
Total Expense |
HKD$1,619,260
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 208644 | 148226 | 115709 | 101265 | 77814 | 63766 | 54421 |
1.5% | 212314 | 151927 | 119447 | 105029 | 81646 | 67669 | 58394 |
2% | 216025 | 155686 | 123261 | 108881 | 85595 | 71716 | 62539 |
2.5% | 219776 | 159504 | 127151 | 112820 | 89659 | 75905 | 66854 |
3% | 223569 | 163380 | 131116 | 116846 | 93837 | 80236 | 71335 |
3.5% | 227402 | 167314 | 135156 | 120958 | 98129 | 84705 | 75978 |
4% | 231276 | 171306 | 139271 | 125155 | 102531 | 89309 | 80778 |
4.5% | 235190 | 175356 | 143459 | 129436 | 107044 | 94046 | 85731 |
5% | 239145 | 179462 | 147721 | 133802 | 111664 | 98912 | 90830 |
5.5% | 243141 | 183626 | 152056 | 138250 | 116390 | 103903 | 96069 |
6% | 247176 | 187846 | 156463 | 142780 | 121220 | 109015 | 101443 |