Monthly Repayment |
HKD$71,700
|
Initial Payment |
HKD$10.08 Millions
|
Loan Amount |
HKD$15.12 Millions
|
Total interest |
HKD$6.39 Millions
|
complete insurance payment |
HKD$45,360 (0.3%)
|
Stamp Duty |
HKD$1,071,000
|
Legal Fee |
HKD$80,500
|
Agency Fee |
HKD$252,000
|
Total Expense |
HKD$1,448,860
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 186448 | 132457 | 103399 | 90492 | 69536 | 56983 | 48631 |
1.5% | 189727 | 135764 | 106740 | 93856 | 72960 | 60470 | 52182 |
2% | 193043 | 139124 | 110148 | 97298 | 76489 | 64086 | 55886 |
2.5% | 196396 | 142536 | 113624 | 100818 | 80121 | 67830 | 59742 |
3% | 199785 | 145999 | 117168 | 104415 | 83855 | 71700 | 63746 |
3.5% | 203210 | 149515 | 120778 | 108090 | 87689 | 75694 | 67895 |
4% | 206672 | 153082 | 124455 | 111840 | 91624 | 79808 | 72185 |
4.5% | 210170 | 156701 | 128198 | 115666 | 95656 | 84041 | 76610 |
5% | 213704 | 160371 | 132006 | 119567 | 99785 | 88390 | 81167 |
5.5% | 217275 | 164091 | 135880 | 123543 | 104008 | 92850 | 85849 |
6% | 220881 | 167862 | 139818 | 127591 | 108324 | 97418 | 90652 |