| Monthly Repayment |
HKD$69,367
|
| Loan Amount |
HKD$14.63 Millions
|
| Total interest |
HKD$6.18 Millions
|
| Total repayment |
HKD$20.81 Millions
|
| Down payment |
HKD$9,750,000
|
| Stamp Duty |
HKD$1,036,150
|
| Legal Fee |
HKD$78,450
|
| Agency Fee |
HKD$243,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$11,108,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 180381 | 128147 | 100035 | 87547 | 67273 | 55128 | 47049 |
| 1.5% | 183554 | 131347 | 103267 | 90802 | 70586 | 58502 | 50484 |
| 2% | 186762 | 134597 | 106564 | 94132 | 74000 | 62001 | 54067 |
| 2.5% | 190005 | 137898 | 109927 | 97537 | 77514 | 65623 | 57798 |
| 3% | 193284 | 141249 | 113355 | 101018 | 81126 | 69367 | 61672 |
| 3.5% | 196598 | 144650 | 116848 | 104573 | 84836 | 73231 | 65686 |
| 4% | 199947 | 148101 | 120405 | 108201 | 88642 | 77211 | 69836 |
| 4.5% | 203331 | 151602 | 124026 | 111903 | 92543 | 81307 | 74117 |
| 5% | 206750 | 155152 | 127711 | 115677 | 96538 | 85513 | 78526 |
| 5.5% | 210204 | 158752 | 131458 | 119522 | 100624 | 89828 | 83056 |
| 6% | 213693 | 162400 | 135268 | 123439 | 104799 | 94248 | 87702 |
