Monthly Repayment |
HKD$63,734
|
Initial Payment |
HKD$8.96 Millions
|
Loan Amount |
HKD$13.44 Millions
|
Total interest |
HKD$5.68 Millions
|
complete insurance payment |
HKD$40,320 (0.3%)
|
Stamp Duty |
HKD$952,000
|
Legal Fee |
HKD$73,500
|
Agency Fee |
HKD$224,000
|
Total Expense |
HKD$1,289,820
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 165731 | 117739 | 91910 | 80437 | 61809 | 50651 | 43228 |
1.5% | 168646 | 120679 | 94880 | 83427 | 64854 | 53751 | 46384 |
2% | 171594 | 123666 | 97910 | 86487 | 67990 | 56966 | 49676 |
2.5% | 174574 | 126698 | 100999 | 89616 | 71218 | 60294 | 53104 |
3% | 177586 | 129777 | 104149 | 92814 | 74537 | 63734 | 56663 |
3.5% | 180631 | 132902 | 107358 | 96080 | 77946 | 67283 | 60351 |
4% | 183708 | 136073 | 110626 | 99414 | 81443 | 70941 | 64164 |
4.5% | 186818 | 139290 | 113953 | 102815 | 85028 | 74703 | 68098 |
5% | 189959 | 142552 | 117339 | 106282 | 88698 | 78568 | 72148 |
5.5% | 193133 | 145859 | 120782 | 109816 | 92452 | 82533 | 76310 |
6% | 196338 | 149211 | 124282 | 113414 | 96288 | 86594 | 80579 |