Monthly Repayment |
HKD$62,254
|
Initial Payment |
HKD$8.75 Millions
|
Loan Amount |
HKD$13.13 Millions
|
Total interest |
HKD$5.55 Millions
|
complete insurance payment |
HKD$39,384 (0.3%)
|
Stamp Duty |
HKD$929,900
|
Legal Fee |
HKD$72,200
|
Agency Fee |
HKD$218,800
|
Total Expense |
HKD$1,260,284
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 161884 | 115006 | 89777 | 78570 | 60374 | 49475 | 42224 |
1.5% | 164731 | 117878 | 92677 | 81491 | 63348 | 52503 | 45307 |
2% | 167610 | 120795 | 95637 | 84479 | 66412 | 55643 | 48523 |
2.5% | 170521 | 123757 | 98655 | 87536 | 69565 | 58894 | 51871 |
3% | 173464 | 126764 | 101731 | 90659 | 72807 | 62254 | 55348 |
3.5% | 176438 | 129817 | 104866 | 93849 | 76137 | 65721 | 58950 |
4% | 179444 | 132914 | 108058 | 97106 | 79553 | 69294 | 62675 |
4.5% | 182481 | 136056 | 111308 | 100428 | 83054 | 72969 | 66517 |
5% | 185549 | 139242 | 114615 | 103815 | 86638 | 76744 | 70473 |
5.5% | 188649 | 142473 | 117978 | 107266 | 90305 | 80617 | 74539 |
6% | 191781 | 145747 | 121397 | 110781 | 94053 | 84583 | 78708 |