| Monthly Repayment |
HKD$61,116
|
| Loan Amount |
HKD$12.89 Millions
|
| Total interest |
HKD$5.45 Millions
|
| Total repayment |
HKD$18.34 Millions
|
| Down payment |
HKD$8,590,000
|
| Stamp Duty |
HKD$898,000
|
| Legal Fee |
HKD$71,200
|
| Agency Fee |
HKD$214,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$9,774,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 158925 | 112904 | 88136 | 77133 | 59271 | 48571 | 41452 |
| 1.5% | 161720 | 115723 | 90983 | 80001 | 62190 | 51543 | 44479 |
| 2% | 164546 | 118586 | 93888 | 82935 | 65198 | 54626 | 47636 |
| 2.5% | 167404 | 121495 | 96851 | 85935 | 68293 | 57817 | 50923 |
| 3% | 170293 | 124447 | 99871 | 89002 | 71476 | 61116 | 54336 |
| 3.5% | 173212 | 127444 | 102949 | 92134 | 74745 | 64520 | 57872 |
| 4% | 176163 | 130484 | 106083 | 95330 | 78098 | 68027 | 61529 |
| 4.5% | 179145 | 133569 | 109273 | 98592 | 81535 | 71635 | 65301 |
| 5% | 182157 | 136697 | 112519 | 101917 | 85055 | 75341 | 69185 |
| 5.5% | 185201 | 139868 | 115821 | 105305 | 88654 | 79143 | 73176 |
| 6% | 188275 | 143083 | 119178 | 108756 | 92333 | 83037 | 77270 |
