Monthly Repayment |
HKD$60,319
|
Initial Payment |
HKD$8.48 Millions
|
Loan Amount |
HKD$12.72 Millions
|
Total interest |
HKD$5.38 Millions
|
complete insurance payment |
HKD$38,160 (0.3%)
|
Stamp Duty |
HKD$870,000
|
Legal Fee |
HKD$70,500
|
Agency Fee |
HKD$212,000
|
Total Expense |
HKD$1,190,660
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 156853 | 111432 | 86987 | 76128 | 58498 | 47938 | 40912 |
1.5% | 159612 | 114214 | 89797 | 78958 | 61379 | 50871 | 43899 |
2% | 162401 | 117041 | 92664 | 81854 | 64348 | 53914 | 47015 |
2.5% | 165222 | 119911 | 95589 | 84815 | 67403 | 57064 | 50259 |
3% | 168073 | 122825 | 98569 | 87841 | 70544 | 60319 | 53628 |
3.5% | 170954 | 125782 | 101607 | 90933 | 73770 | 63679 | 57118 |
4% | 173867 | 128783 | 104700 | 94088 | 77080 | 67140 | 60727 |
4.5% | 176810 | 131828 | 107849 | 97307 | 80473 | 70701 | 64450 |
5% | 179783 | 134915 | 111053 | 100588 | 83946 | 74359 | 68283 |
5.5% | 182786 | 138045 | 114311 | 103933 | 87499 | 78111 | 72222 |
6% | 185820 | 141218 | 117624 | 107338 | 91130 | 81955 | 76262 |