Monthly Repayment |
HKD$59,978
|
Initial Payment |
HKD$8.43 Millions
|
Loan Amount |
HKD$12.65 Millions
|
Total interest |
HKD$5.35 Millions
|
complete insurance payment |
HKD$37,944 (0.3%)
|
Stamp Duty |
HKD$858,000
|
Legal Fee |
HKD$70,200
|
Agency Fee |
HKD$210,800
|
Total Expense |
HKD$1,176,944
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 155965 | 110801 | 86494 | 75697 | 58167 | 47666 | 40680 |
1.5% | 158708 | 113568 | 89289 | 78511 | 61032 | 50583 | 43650 |
2% | 161482 | 116378 | 92140 | 81390 | 63984 | 53609 | 46749 |
2.5% | 164286 | 119232 | 95048 | 84335 | 67022 | 56741 | 49974 |
3% | 167121 | 122130 | 98012 | 87344 | 70145 | 59978 | 53324 |
3.5% | 169987 | 125070 | 101032 | 90418 | 73353 | 63318 | 56795 |
4% | 172883 | 128054 | 104107 | 93555 | 76644 | 66760 | 60383 |
4.5% | 175809 | 131081 | 107238 | 96756 | 80017 | 70301 | 64085 |
5% | 178765 | 134151 | 110424 | 100019 | 83471 | 73938 | 67897 |
5.5% | 181752 | 137264 | 113664 | 103344 | 87003 | 77669 | 71813 |
6% | 184768 | 140418 | 116959 | 106731 | 90614 | 81491 | 75831 |