Monthly Repayment |
HKD$57,986
|
Initial Payment |
HKD$8.15 Millions
|
Loan Amount |
HKD$12.23 Millions
|
Total interest |
HKD$5.17 Millions
|
complete insurance payment |
HKD$36,684 (0.3%)
|
Stamp Duty |
HKD$788,000
|
Legal Fee |
HKD$68,450
|
Agency Fee |
HKD$203,800
|
Total Expense |
HKD$1,096,934
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 150786 | 107122 | 83622 | 73183 | 56235 | 46083 | 39330 |
1.5% | 153438 | 109797 | 86324 | 75904 | 59005 | 48904 | 42201 |
2% | 156120 | 112514 | 89080 | 78688 | 61859 | 51828 | 45197 |
2.5% | 158831 | 115273 | 91891 | 81534 | 64796 | 54856 | 48315 |
3% | 161572 | 118074 | 94757 | 84444 | 67816 | 57986 | 51553 |
3.5% | 164342 | 120917 | 97677 | 87415 | 70917 | 61216 | 54909 |
4% | 167142 | 123802 | 100650 | 90449 | 74099 | 64543 | 58378 |
4.5% | 169971 | 126729 | 103677 | 93543 | 77360 | 67967 | 61957 |
5% | 172829 | 129696 | 106757 | 96698 | 80699 | 71483 | 65642 |
5.5% | 175716 | 132705 | 109890 | 99912 | 84114 | 75090 | 69429 |
6% | 178633 | 135755 | 113075 | 103186 | 87605 | 78785 | 73313 |