Monthly Repayment |
HKD$57,474
|
Initial Payment |
HKD$8.08 Millions
|
Loan Amount |
HKD$12.12 Millions
|
Total interest |
HKD$5.12 Millions
|
complete insurance payment |
HKD$36,360 (0.3%)
|
Stamp Duty |
HKD$770,000
|
Legal Fee |
HKD$68,000
|
Agency Fee |
HKD$202,000
|
Total Expense |
HKD$1,076,360
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 149454 | 106176 | 82884 | 72537 | 55739 | 45676 | 38982 |
1.5% | 152083 | 108827 | 85561 | 75234 | 58484 | 48472 | 41828 |
2% | 154741 | 111520 | 88293 | 77993 | 61313 | 51371 | 44797 |
2.5% | 157428 | 114255 | 91080 | 80814 | 64224 | 54372 | 47888 |
3% | 160145 | 117031 | 93920 | 83698 | 67217 | 57474 | 51098 |
3.5% | 162890 | 119849 | 96814 | 86643 | 70291 | 60675 | 54424 |
4% | 165665 | 122709 | 99761 | 89650 | 73444 | 63973 | 57862 |
4.5% | 168469 | 125609 | 102761 | 92717 | 76677 | 67366 | 61410 |
5% | 171302 | 128551 | 105814 | 95844 | 79986 | 70852 | 65062 |
5.5% | 174164 | 131533 | 108919 | 99030 | 83371 | 74427 | 68816 |
6% | 177055 | 134556 | 112076 | 102275 | 86831 | 78089 | 72665 |