Monthly Repayment |
HKD$56,876
|
Initial Payment |
HKD$8 Millions
|
Loan Amount |
HKD$11.99 Millions
|
Total interest |
HKD$5.07 Millions
|
complete insurance payment |
HKD$35,982 (0.3%)
|
Stamp Duty |
HKD$749,625
|
Legal Fee |
HKD$67,475
|
Agency Fee |
HKD$199,900
|
Total Expense |
HKD$1,052,982
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147900 | 105072 | 82022 | 71783 | 55159 | 45202 | 38577 |
1.5% | 150502 | 107695 | 84672 | 74451 | 57876 | 47968 | 41393 |
2% | 153132 | 110360 | 87375 | 77182 | 60675 | 50837 | 44332 |
2.5% | 155791 | 113067 | 90133 | 79974 | 63556 | 53807 | 47390 |
3% | 158480 | 115814 | 92944 | 82828 | 66518 | 56876 | 50567 |
3.5% | 161197 | 118603 | 95807 | 85743 | 69560 | 60044 | 53858 |
4% | 163943 | 121433 | 98724 | 88718 | 72681 | 63308 | 57261 |
4.5% | 166718 | 124303 | 101693 | 91753 | 75879 | 66666 | 60771 |
5% | 169522 | 127214 | 104714 | 94847 | 79155 | 70115 | 64386 |
5.5% | 172354 | 130166 | 107787 | 98000 | 82505 | 73653 | 68100 |
6% | 175215 | 133157 | 110911 | 101212 | 85928 | 77277 | 71910 |