Monthly Repayment |
HKD$56,336
|
Initial Payment |
HKD$7.92 Millions
|
Loan Amount |
HKD$11.88 Millions
|
Total interest |
HKD$5.02 Millions
|
complete insurance payment |
HKD$35,640 (0.3%)
|
Stamp Duty |
HKD$742,500
|
Legal Fee |
HKD$67,000
|
Agency Fee |
HKD$198,000
|
Total Expense |
HKD$1,043,140
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 146495 | 104073 | 81242 | 71101 | 54635 | 44772 | 38210 |
1.5% | 149071 | 106672 | 83867 | 73744 | 57326 | 47512 | 41000 |
2% | 151677 | 109311 | 86545 | 76448 | 60098 | 50353 | 43910 |
2.5% | 154311 | 111992 | 89276 | 79214 | 62952 | 53295 | 46940 |
3% | 156974 | 114714 | 92060 | 82041 | 65886 | 56336 | 50086 |
3.5% | 159665 | 117476 | 94897 | 84928 | 68899 | 59474 | 53346 |
4% | 162385 | 120279 | 97786 | 87874 | 71990 | 62707 | 56716 |
4.5% | 165133 | 123122 | 100727 | 90881 | 75158 | 66032 | 60194 |
5% | 167910 | 126005 | 103719 | 93946 | 78402 | 69449 | 63774 |
5.5% | 170716 | 128929 | 106763 | 97069 | 81721 | 72953 | 67453 |
6% | 173549 | 131892 | 109857 | 100250 | 85112 | 76543 | 71226 |