Monthly Repayment |
HKD$48,597
|
Initial Payment |
HKD$6.83 Millions
|
Loan Amount |
HKD$10.25 Millions
|
Total interest |
HKD$4.33 Millions
|
complete insurance payment |
HKD$30,744 (0.3%)
|
Stamp Duty |
HKD$640,500
|
Legal Fee |
HKD$60,200
|
Agency Fee |
HKD$170,800
|
Total Expense |
HKD$902,244
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126370 | 89776 | 70082 | 61333 | 47129 | 38621 | 32961 |
1.5% | 128593 | 92018 | 72346 | 63613 | 49451 | 40985 | 35367 |
2% | 130840 | 94295 | 74656 | 65946 | 51842 | 43436 | 37878 |
2.5% | 133112 | 96607 | 77012 | 68332 | 54304 | 45974 | 40491 |
3% | 135409 | 98955 | 79413 | 70770 | 56835 | 48597 | 43205 |
3.5% | 137731 | 101338 | 81860 | 73261 | 59434 | 51303 | 46018 |
4% | 140077 | 103756 | 84352 | 75803 | 62100 | 54092 | 48925 |
4.5% | 142448 | 106208 | 86889 | 78396 | 64833 | 56961 | 51925 |
5% | 144844 | 108695 | 89471 | 81040 | 67632 | 59908 | 55013 |
5.5% | 147264 | 111217 | 92096 | 83734 | 70494 | 62931 | 58187 |
6% | 149708 | 113773 | 94765 | 86478 | 73419 | 66028 | 61441 |