Monthly Repayment |
HKD$48,050
|
Initial Payment |
HKD$6.76 Millions
|
Loan Amount |
HKD$10.13 Millions
|
Total interest |
HKD$4.28 Millions
|
complete insurance payment |
HKD$30,398 (0.3%)
|
Stamp Duty |
HKD$633,300
|
Legal Fee |
HKD$59,720
|
Agency Fee |
HKD$168,880
|
Total Expense |
HKD$892,298
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 124950 | 88767 | 69294 | 60644 | 46600 | 38187 | 32591 |
1.5% | 127147 | 90983 | 71532 | 62898 | 48895 | 40524 | 34970 |
2% | 129369 | 93235 | 73817 | 65205 | 51260 | 42948 | 37452 |
2.5% | 131616 | 95521 | 76146 | 67564 | 53694 | 45457 | 40036 |
3% | 133887 | 97843 | 78521 | 69975 | 56196 | 48050 | 42720 |
3.5% | 136183 | 100199 | 80940 | 72437 | 58766 | 50727 | 45500 |
4% | 138503 | 102589 | 83404 | 74951 | 61402 | 53484 | 48375 |
4.5% | 140847 | 105014 | 85913 | 77515 | 64105 | 56321 | 51341 |
5% | 143216 | 107474 | 88465 | 80129 | 66871 | 59235 | 54395 |
5.5% | 145608 | 109967 | 91061 | 82793 | 69702 | 62224 | 57532 |
6% | 148025 | 112494 | 93700 | 85506 | 72594 | 65285 | 60751 |