Monthly Repayment |
HKD$47,515
|
Initial Payment |
HKD$6.68 Millions
|
Loan Amount |
HKD$10.02 Millions
|
Total interest |
HKD$4.23 Millions
|
complete insurance payment |
HKD$30,060 (0.3%)
|
Stamp Duty |
HKD$626,250
|
Legal Fee |
HKD$59,250
|
Agency Fee |
HKD$167,000
|
Total Expense |
HKD$882,560
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 123559 | 87779 | 68522 | 59969 | 46081 | 37762 | 32228 |
1.5% | 125732 | 89971 | 70736 | 62198 | 48351 | 40073 | 34581 |
2% | 127929 | 92197 | 72995 | 64479 | 50689 | 42470 | 37035 |
2.5% | 130151 | 94458 | 75298 | 66812 | 53096 | 44951 | 39591 |
3% | 132397 | 96753 | 77647 | 69196 | 55570 | 47515 | 42244 |
3.5% | 134667 | 99083 | 80039 | 71631 | 58111 | 50162 | 44994 |
4% | 136961 | 101447 | 82476 | 74116 | 60719 | 52889 | 47837 |
4.5% | 139279 | 103845 | 84956 | 76652 | 63391 | 55694 | 50769 |
5% | 141621 | 106277 | 87480 | 79237 | 66127 | 58575 | 53789 |
5.5% | 143987 | 108743 | 90047 | 81871 | 68926 | 61531 | 56892 |
6% | 146377 | 111242 | 92657 | 84554 | 71786 | 64559 | 60074 |