Monthly Repayment |
HKD$46,320
|
Initial Payment |
HKD$6.51 Millions
|
Loan Amount |
HKD$9.77 Millions
|
Total interest |
HKD$4.13 Millions
|
complete insurance payment |
HKD$29,304 (0.3%)
|
Stamp Duty |
HKD$610,500
|
Legal Fee |
HKD$58,200
|
Agency Fee |
HKD$162,800
|
Total Expense |
HKD$860,804
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 120451 | 85571 | 66799 | 58460 | 44922 | 36812 | 31417 |
1.5% | 122570 | 87708 | 68957 | 60634 | 47135 | 39065 | 33711 |
2% | 124712 | 89878 | 71159 | 62857 | 49414 | 41402 | 36104 |
2.5% | 126878 | 92082 | 73405 | 65131 | 51760 | 43820 | 38595 |
3% | 129067 | 94320 | 75694 | 67456 | 54173 | 46320 | 41182 |
3.5% | 131280 | 96591 | 78026 | 69829 | 56650 | 48900 | 43862 |
4% | 133516 | 98896 | 80401 | 72252 | 59192 | 51559 | 46633 |
4.5% | 135776 | 101233 | 82820 | 74724 | 61797 | 54293 | 49493 |
5% | 138060 | 103604 | 85280 | 77244 | 64464 | 57102 | 52436 |
5.5% | 140366 | 106008 | 87782 | 79812 | 67192 | 59984 | 55461 |
6% | 142696 | 108444 | 90326 | 82427 | 69980 | 62935 | 58564 |