Monthly Repayment |
HKD$45,808
|
Initial Payment |
HKD$6.44 Millions
|
Loan Amount |
HKD$9.66 Millions
|
Total interest |
HKD$4.08 Millions
|
complete insurance payment |
HKD$28,980 (0.3%)
|
Stamp Duty |
HKD$603,750
|
Legal Fee |
HKD$57,750
|
Agency Fee |
HKD$161,000
|
Total Expense |
HKD$851,480
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 119119 | 84625 | 66061 | 57814 | 44425 | 36405 | 31070 |
1.5% | 121214 | 86738 | 68195 | 59963 | 46613 | 38633 | 33338 |
2% | 123333 | 88884 | 70372 | 62162 | 48868 | 40944 | 35705 |
2.5% | 125475 | 91064 | 72593 | 64411 | 51188 | 43336 | 38168 |
3% | 127640 | 93277 | 74857 | 66710 | 53574 | 45808 | 40726 |
3.5% | 129828 | 95523 | 77163 | 69057 | 56024 | 48360 | 43377 |
4% | 132040 | 97802 | 79513 | 71453 | 58537 | 50989 | 46118 |
4.5% | 134275 | 100114 | 81904 | 73898 | 61113 | 53693 | 48945 |
5% | 136533 | 102459 | 84337 | 76390 | 63751 | 56471 | 51856 |
5.5% | 138814 | 104836 | 86812 | 78930 | 66449 | 59320 | 54848 |
6% | 141118 | 107245 | 89328 | 81516 | 69207 | 62239 | 57916 |