Monthly Repayment |
HKD$45,638
|
Initial Payment |
HKD$6.42 Millions
|
Loan Amount |
HKD$9.62 Millions
|
Total interest |
HKD$4.07 Millions
|
complete insurance payment |
HKD$28,872 (0.3%)
|
Stamp Duty |
HKD$601,500
|
Legal Fee |
HKD$57,600
|
Agency Fee |
HKD$160,400
|
Total Expense |
HKD$848,372
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118675 | 84310 | 65814 | 57599 | 44260 | 36270 | 30954 |
1.5% | 120763 | 86415 | 67941 | 59740 | 46440 | 38489 | 33214 |
2% | 122873 | 88553 | 70110 | 61931 | 48686 | 40791 | 35572 |
2.5% | 125007 | 90725 | 72323 | 64171 | 50997 | 43174 | 38026 |
3% | 127164 | 92930 | 74578 | 66461 | 53374 | 45638 | 40575 |
3.5% | 129345 | 95167 | 76876 | 68800 | 55815 | 48180 | 43216 |
4% | 131548 | 97438 | 79216 | 71187 | 58319 | 50799 | 45946 |
4.5% | 133775 | 99741 | 81599 | 73622 | 60886 | 53493 | 48763 |
5% | 136024 | 102077 | 84023 | 76105 | 63514 | 56260 | 51663 |
5.5% | 138297 | 104445 | 86488 | 78636 | 66202 | 59099 | 54644 |
6% | 140592 | 106846 | 88995 | 81212 | 68949 | 62007 | 57700 |