Monthly Repayment |
HKD$45,239
|
Initial Payment |
HKD$6.36 Millions
|
Loan Amount |
HKD$9.54 Millions
|
Total interest |
HKD$4.03 Millions
|
complete insurance payment |
HKD$28,620 (0.3%)
|
Stamp Duty |
HKD$596,250
|
Legal Fee |
HKD$57,250
|
Agency Fee |
HKD$159,000
|
Total Expense |
HKD$841,120
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117640 | 83574 | 65240 | 57096 | 43873 | 35953 | 30684 |
1.5% | 119709 | 85661 | 67348 | 59218 | 46034 | 38153 | 32924 |
2% | 121801 | 87780 | 69498 | 61390 | 48261 | 40435 | 35261 |
2.5% | 123916 | 89933 | 71691 | 63611 | 50552 | 42798 | 37694 |
3% | 126054 | 92118 | 73927 | 65881 | 52908 | 45239 | 40221 |
3.5% | 128216 | 94337 | 76205 | 68199 | 55328 | 47759 | 42838 |
4% | 130400 | 96587 | 78525 | 70566 | 57810 | 50355 | 45545 |
4.5% | 132607 | 98871 | 80886 | 72980 | 60354 | 53026 | 48337 |
5% | 134837 | 101186 | 83289 | 75441 | 62959 | 55769 | 51212 |
5.5% | 137090 | 103534 | 85733 | 77949 | 65624 | 58583 | 54167 |
6% | 139365 | 105913 | 88218 | 80503 | 68347 | 61466 | 57197 |