| Monthly Repayment |
HKD$43,191
|
| Loan Amount |
HKD$9.11 Millions
|
| Total interest |
HKD$3.85 Millions
|
| Total repayment |
HKD$12.96 Millions
|
| Down payment |
HKD$6,070,000
|
| Stamp Duty |
HKD$569,250
|
| Legal Fee |
HKD$55,450
|
| Agency Fee |
HKD$151,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$6,846,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 112312 | 79789 | 62286 | 54510 | 41887 | 34325 | 29294 |
| 1.5% | 114288 | 81782 | 64298 | 56537 | 43950 | 36426 | 31433 |
| 2% | 116285 | 83805 | 66351 | 58610 | 46075 | 38604 | 33664 |
| 2.5% | 118305 | 85861 | 68445 | 60731 | 48263 | 40860 | 35987 |
| 3% | 120346 | 87947 | 70579 | 62898 | 50512 | 43191 | 38399 |
| 3.5% | 122410 | 90065 | 72754 | 65111 | 52822 | 45596 | 40898 |
| 4% | 124495 | 92214 | 74969 | 67370 | 55192 | 48075 | 43482 |
| 4.5% | 126602 | 94393 | 77224 | 69675 | 57621 | 50625 | 46148 |
| 5% | 128731 | 96604 | 79518 | 72025 | 60108 | 53244 | 48893 |
| 5.5% | 130882 | 98845 | 81851 | 74419 | 62652 | 55931 | 51714 |
| 6% | 133054 | 101117 | 84223 | 76858 | 65252 | 58682 | 54607 |
