Monthly Repayment |
HKD$31,895
|
Initial Payment |
HKD$4.48 Millions
|
Loan Amount |
HKD$6.73 Millions
|
Total interest |
HKD$2.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$420,375
|
Legal Fee |
HKD$45,525
|
Agency Fee |
HKD$112,100
|
Total Expense |
HKD$578,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82939 | 58922 | 45996 | 40254 | 30932 | 25348 | 21633 |
1.5% | 84398 | 60393 | 47482 | 41751 | 32456 | 26899 | 23212 |
2% | 85873 | 61888 | 48998 | 43282 | 34025 | 28508 | 24860 |
2.5% | 87365 | 63405 | 50544 | 44848 | 35641 | 30173 | 26575 |
3% | 88872 | 64946 | 52121 | 46448 | 37302 | 31895 | 28357 |
3.5% | 90396 | 66510 | 53727 | 48082 | 39008 | 33671 | 30202 |
4% | 91936 | 68097 | 55362 | 49751 | 40758 | 35502 | 32110 |
4.5% | 93492 | 69707 | 57027 | 51453 | 42551 | 37385 | 34079 |
5% | 95064 | 71339 | 58721 | 53188 | 44388 | 39319 | 36106 |
5.5% | 96652 | 72994 | 60445 | 54957 | 46267 | 41303 | 38189 |
6% | 98257 | 74672 | 62196 | 56757 | 48187 | 43335 | 40325 |