| Monthly Repayment |
HKD$220,508
|
| Loan Amount |
HKD$46.5 Millions
|
| Total interest |
HKD$19.65 Millions
|
| Total repayment |
HKD$66.15 Millions
|
| Down payment |
HKD$46,500,000
|
| Stamp Duty |
HKD$3,952,500
|
| Legal Fee |
HKD$250,000
|
| Agency Fee |
HKD$930,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$51,632,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 573402 | 407359 | 317995 | 278299 | 213850 | 175245 | 149562 |
| 1.5% | 583488 | 417530 | 328269 | 288645 | 224383 | 185970 | 160480 |
| 2% | 593685 | 427862 | 338751 | 299231 | 235235 | 197092 | 171873 |
| 2.5% | 603995 | 438355 | 349441 | 310056 | 246404 | 208606 | 183731 |
| 3% | 614418 | 449007 | 360338 | 321120 | 257887 | 220508 | 196045 |
| 3.5% | 624953 | 459819 | 371441 | 332420 | 269681 | 232789 | 208805 |
| 4% | 635599 | 470789 | 382749 | 343954 | 281780 | 245444 | 221998 |
| 4.5% | 646357 | 481918 | 394260 | 355721 | 294181 | 258462 | 235608 |
| 5% | 657226 | 493204 | 405972 | 367719 | 306879 | 271834 | 249622 |
| 5.5% | 668206 | 504647 | 417885 | 379943 | 319867 | 285550 | 264021 |
| 6% | 679297 | 516245 | 429996 | 392393 | 333140 | 299600 | 278790 |
