Monthly Repayment |
HKD$220,034
|
Initial Payment |
HKD$46.4 Millions
|
Loan Amount |
HKD$46.4 Millions
|
Total interest |
HKD$19.61 Millions
|
complete insurance payment |
HKD$139,200 (0.3%)
|
Stamp Duty |
HKD$3,944,000
|
Legal Fee |
HKD$249,500
|
Agency Fee |
HKD$928,000
|
Total Expense |
HKD$5,260,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 572169 | 406483 | 317311 | 277701 | 213390 | 174868 | 149240 |
1.5% | 582233 | 416632 | 327563 | 288024 | 223901 | 185570 | 160135 |
2% | 592408 | 426942 | 338022 | 298588 | 234729 | 196668 | 171503 |
2.5% | 602697 | 437412 | 348689 | 309390 | 245874 | 208158 | 183336 |
3% | 613097 | 448041 | 359563 | 320429 | 257333 | 220034 | 195624 |
3.5% | 623609 | 458830 | 370642 | 331705 | 269101 | 232289 | 208356 |
4% | 634232 | 469777 | 381925 | 343215 | 281174 | 244916 | 221520 |
4.5% | 644967 | 480882 | 393412 | 354956 | 293549 | 257906 | 235101 |
5% | 655813 | 492143 | 405099 | 366928 | 306219 | 271249 | 249085 |
5.5% | 666769 | 503561 | 416986 | 379126 | 319179 | 284936 | 263454 |
6% | 677836 | 515135 | 429071 | 391549 | 332424 | 298955 | 278191 |