Monthly Repayment |
HKD$151,700
|
Initial Payment |
HKD$31.99 Millions
|
Loan Amount |
HKD$31.99 Millions
|
Total interest |
HKD$13.52 Millions
|
complete insurance payment |
HKD$95,970 (0.3%)
|
Stamp Duty |
HKD$2,719,150
|
Legal Fee |
HKD$177,450
|
Agency Fee |
HKD$639,800
|
Total Expense |
HKD$3,632,370
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 394476 | 280245 | 218767 | 191458 | 147120 | 120561 | 102892 |
1.5% | 401414 | 287243 | 225834 | 198575 | 154366 | 127939 | 110403 |
2% | 408430 | 294351 | 233046 | 205858 | 161832 | 135591 | 118241 |
2.5% | 415523 | 301569 | 240400 | 213305 | 169515 | 143512 | 126399 |
3% | 422693 | 308897 | 247897 | 220917 | 177415 | 151700 | 134871 |
3.5% | 429940 | 316335 | 255535 | 228690 | 185529 | 160149 | 143649 |
4% | 437265 | 323883 | 263314 | 236626 | 193853 | 168855 | 152725 |
4.5% | 444666 | 331539 | 271233 | 244721 | 202384 | 177810 | 162088 |
5% | 452143 | 339303 | 279291 | 252974 | 211119 | 187010 | 171729 |
5.5% | 459697 | 347175 | 287487 | 261384 | 220055 | 196446 | 181635 |
6% | 467327 | 355154 | 295819 | 269949 | 229186 | 206112 | 191796 |