Monthly Repayment |
HKD$148,902
|
Initial Payment |
HKD$31.4 Millions
|
Loan Amount |
HKD$31.4 Millions
|
Total interest |
HKD$13.27 Millions
|
complete insurance payment |
HKD$94,200 (0.3%)
|
Stamp Duty |
HKD$2,669,000
|
Legal Fee |
HKD$174,500
|
Agency Fee |
HKD$628,000
|
Total Expense |
HKD$3,565,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 387201 | 275076 | 214732 | 187927 | 144406 | 118337 | 100994 |
1.5% | 394011 | 281945 | 221669 | 194913 | 151519 | 125580 | 108367 |
2% | 400897 | 288922 | 228748 | 202061 | 158847 | 133090 | 116060 |
2.5% | 407859 | 296007 | 235966 | 209371 | 166389 | 140865 | 124067 |
3% | 414897 | 303200 | 243325 | 216842 | 174143 | 148902 | 132383 |
3.5% | 422011 | 310501 | 250822 | 224473 | 182107 | 157195 | 141000 |
4% | 429200 | 317909 | 258458 | 232262 | 190277 | 165740 | 149908 |
4.5% | 436465 | 325424 | 266231 | 240207 | 198651 | 174531 | 159099 |
5% | 443804 | 333045 | 274140 | 248309 | 207226 | 183561 | 168561 |
5.5% | 451219 | 340772 | 282185 | 256564 | 215996 | 192823 | 178285 |
6% | 458708 | 348604 | 290363 | 264971 | 224959 | 202310 | 188258 |