Monthly Repayment |
HKD$141,789
|
Initial Payment |
HKD$29.9 Millions
|
Loan Amount |
HKD$29.9 Millions
|
Total interest |
HKD$12.64 Millions
|
complete insurance payment |
HKD$89,700 (0.3%)
|
Stamp Duty |
HKD$2,541,500
|
Legal Fee |
HKD$167,000
|
Agency Fee |
HKD$598,000
|
Total Expense |
HKD$3,396,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 368704 | 261936 | 204474 | 178949 | 137508 | 112684 | 96170 |
1.5% | 375189 | 268476 | 211080 | 185602 | 144281 | 119580 | 103190 |
2% | 381746 | 275120 | 217820 | 192409 | 151259 | 126732 | 110516 |
2.5% | 388375 | 281867 | 224694 | 199369 | 158440 | 134136 | 118141 |
3% | 395077 | 288716 | 231701 | 206483 | 165824 | 141789 | 126059 |
3.5% | 401851 | 295668 | 238840 | 213749 | 173407 | 149686 | 134264 |
4% | 408697 | 302722 | 246111 | 221166 | 181188 | 157823 | 142747 |
4.5% | 415614 | 309878 | 253513 | 228732 | 189162 | 166193 | 151498 |
5% | 422603 | 317135 | 261044 | 236447 | 197326 | 174792 | 160509 |
5.5% | 429664 | 324493 | 268704 | 244307 | 205678 | 183612 | 169768 |
6% | 436795 | 331951 | 276492 | 252313 | 214212 | 192646 | 179265 |