Monthly Repayment |
HKD$137,047
|
Initial Payment |
HKD$28.9 Millions
|
Loan Amount |
HKD$28.9 Millions
|
Total interest |
HKD$12.21 Millions
|
complete insurance payment |
HKD$86,700 (0.3%)
|
Stamp Duty |
HKD$2,456,500
|
Legal Fee |
HKD$162,000
|
Agency Fee |
HKD$578,000
|
Total Expense |
HKD$3,283,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 356373 | 253175 | 197635 | 172964 | 132909 | 108916 | 92953 |
1.5% | 362640 | 259497 | 204020 | 179394 | 139455 | 115581 | 99739 |
2% | 368978 | 265918 | 210535 | 185974 | 146200 | 122493 | 106820 |
2.5% | 375386 | 272440 | 217179 | 192702 | 153141 | 129650 | 114189 |
3% | 381864 | 279060 | 223952 | 199578 | 160278 | 137047 | 121843 |
3.5% | 388411 | 285780 | 230852 | 206601 | 167608 | 144680 | 129773 |
4% | 395028 | 292598 | 237880 | 213769 | 175128 | 152544 | 137973 |
4.5% | 401714 | 299515 | 245034 | 221083 | 182835 | 160635 | 146432 |
5% | 408469 | 306529 | 252314 | 228539 | 190727 | 168946 | 155141 |
5.5% | 415294 | 313640 | 259718 | 236137 | 198799 | 177471 | 164091 |
6% | 422187 | 320849 | 267245 | 243874 | 207048 | 186203 | 173270 |