Monthly Repayment |
HKD$96,454
|
Initial Payment |
HKD$20.34 Millions
|
Loan Amount |
HKD$20.34 Millions
|
Total interest |
HKD$8.6 Millions
|
complete insurance payment |
HKD$61,020 (0.3%)
|
Stamp Duty |
HKD$1,728,900
|
Legal Fee |
HKD$119,200
|
Agency Fee |
HKD$406,800
|
Total Expense |
HKD$2,315,920
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 250817 | 178186 | 139097 | 121733 | 93542 | 76655 | 65421 |
1.5% | 255228 | 182635 | 143591 | 126259 | 98149 | 81347 | 70197 |
2% | 259689 | 187155 | 148176 | 130889 | 102896 | 86211 | 75180 |
2.5% | 264199 | 191744 | 152852 | 135624 | 107782 | 91248 | 80367 |
3% | 268758 | 196404 | 157618 | 140464 | 112805 | 96454 | 85754 |
3.5% | 273366 | 201133 | 162475 | 145407 | 117963 | 101826 | 91335 |
4% | 278023 | 205932 | 167421 | 150452 | 123256 | 107362 | 97106 |
4.5% | 282729 | 210800 | 172456 | 155599 | 128680 | 113056 | 103059 |
5% | 287483 | 215737 | 177580 | 160847 | 134234 | 118905 | 109189 |
5.5% | 292286 | 220742 | 182791 | 166194 | 139916 | 124905 | 115488 |
6% | 297137 | 225815 | 188088 | 171640 | 145722 | 131050 | 121948 |