Monthly Repayment |
HKD$96,027
|
Initial Payment |
HKD$20.25 Millions
|
Loan Amount |
HKD$20.25 Millions
|
Total interest |
HKD$8.56 Millions
|
complete insurance payment |
HKD$60,750 (0.3%)
|
Stamp Duty |
HKD$1,721,250
|
Legal Fee |
HKD$118,750
|
Agency Fee |
HKD$405,000
|
Total Expense |
HKD$2,305,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 249707 | 177398 | 138481 | 121195 | 93128 | 76316 | 65132 |
1.5% | 254099 | 181827 | 142955 | 125700 | 97715 | 80987 | 69886 |
2% | 258540 | 186327 | 147520 | 130310 | 102441 | 85830 | 74847 |
2.5% | 263030 | 190896 | 152176 | 135024 | 107305 | 90844 | 80011 |
3% | 267569 | 195535 | 156921 | 139842 | 112306 | 96027 | 85374 |
3.5% | 272156 | 200243 | 161756 | 144763 | 117441 | 101376 | 90931 |
4% | 276793 | 205021 | 166681 | 149786 | 122711 | 106886 | 96676 |
4.5% | 281478 | 209867 | 171693 | 154911 | 128111 | 112556 | 102603 |
5% | 286211 | 214782 | 176794 | 160135 | 133641 | 118379 | 108706 |
5.5% | 290993 | 219765 | 181982 | 165459 | 139297 | 124352 | 114977 |
6% | 295823 | 224816 | 187256 | 170881 | 145077 | 130471 | 121408 |