Monthly Repayment |
HKD$76,466
|
Initial Payment |
HKD$16.13 Millions
|
Loan Amount |
HKD$16.13 Millions
|
Total interest |
HKD$6.81 Millions
|
complete insurance payment |
HKD$48,375 (0.3%)
|
Stamp Duty |
HKD$1,370,625
|
Legal Fee |
HKD$98,125
|
Agency Fee |
HKD$322,500
|
Total Expense |
HKD$1,839,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 198841 | 141261 | 110272 | 96507 | 74157 | 60770 | 51864 |
1.5% | 202338 | 144788 | 113835 | 100094 | 77810 | 64489 | 55650 |
2% | 205874 | 148371 | 117470 | 103765 | 81573 | 68346 | 59601 |
2.5% | 209450 | 152010 | 121177 | 107519 | 85446 | 72339 | 63713 |
3% | 213064 | 155704 | 124956 | 111356 | 89428 | 76466 | 67983 |
3.5% | 216717 | 159453 | 128806 | 115274 | 93518 | 80725 | 72408 |
4% | 220409 | 163257 | 132727 | 119274 | 97714 | 85113 | 76983 |
4.5% | 224140 | 167116 | 136719 | 123355 | 102014 | 89627 | 81703 |
5% | 227909 | 171030 | 140780 | 127515 | 106417 | 94265 | 86562 |
5.5% | 231716 | 174998 | 144911 | 131754 | 110921 | 99021 | 91555 |
6% | 235562 | 179020 | 149111 | 136071 | 115524 | 103893 | 96677 |