Monthly Repayment |
HKD$282,155
|
Initial Payment |
HKD$59.5 Millions
|
Loan Amount |
HKD$59.5 Millions
|
Total interest |
HKD$25.15 Millions
|
complete insurance payment |
HKD$178,500 (0.3%)
|
Stamp Duty |
HKD$5,057,500
|
Legal Fee |
HKD$315,000
|
Agency Fee |
HKD$1,190,000
|
Total Expense |
HKD$6,741,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 733709 | 521244 | 406897 | 356104 | 273637 | 224239 | 191375 |
1.5% | 746613 | 534259 | 420043 | 369342 | 287114 | 237962 | 205346 |
2% | 759662 | 547480 | 433455 | 382887 | 301000 | 252193 | 219923 |
2.5% | 772855 | 560905 | 447134 | 396739 | 315292 | 266926 | 235096 |
3% | 786191 | 574536 | 461077 | 410896 | 329985 | 282155 | 250854 |
3.5% | 799671 | 588370 | 475285 | 425355 | 345076 | 297871 | 267181 |
4% | 813293 | 602408 | 489754 | 440114 | 360558 | 314062 | 284062 |
4.5% | 827059 | 616648 | 504483 | 455171 | 376426 | 330720 | 301477 |
5% | 840967 | 631089 | 519470 | 470522 | 392673 | 347831 | 319408 |
5.5% | 855017 | 645731 | 534713 | 486164 | 409292 | 365382 | 337834 |
6% | 869208 | 660571 | 550210 | 502094 | 426276 | 383359 | 356732 |